I did it, I paid off my credit cards (well my only credit card that was carrying a balance). I had to take the money from my emergency fund, but it is paid in full. And I feel great about it.
My sidebars have been updated. Not only was I able to pay off my credit card debt, but I still have $826.40 in my emergency fund, $100 in my travel fund, and $85 in my gift fund. I am going to work really hard over the next couple of months and try to rebuild my emergency fund back to $3000 while still contributing $100 a month to travel and $85 a month to gifts. I am going to need the gift money for Christmas shopping and the bf and I love to travel, so I am sure that money will come in handy.
I am shouting at the top of my lungs "I AM CREDIT CARD DEBT FREE."
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4 comments:
Congratulations! I look forward to joining you soon!
Hi, I just found your blog! Congratulations on being Credit Card Debt Free!!! That is HUGE! I hope to be there one day soon and just seeing your post is inspirational!
Credit card debt is a problem for many people and is a major contributor to personal debt. Funding your lifestyle with a credit card is easy but the hard part is paying it off and clearing the debt.
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