After carefully declaring my 2008 goals in yesterday's post, I started doing a little excel spreadsheet calculations (although I cannot figure out how to insert the excel spreadsheet into my blog...sorry for the mess below). Here is what I have come up with. Please let me know where I can pinch the pennies in my budget to increase my savings power.
Fixed: Per Month: Per Year:
Rent 425 5100
Student Loan 807 9684
ING 500 6000
Comcast 60 720
Credit Cards 400 4800
Prescriptions 50 600
Variable:
Utilities 100 1200
City Services 27.5 330
Groceries 200 2400
Eating Out 100 1200
Misc. 70.5 846
Gas 160 1920
Total: 2900 34800
While $2900 a month does not seem like budgeting, I am forced to spend that much because of the amount of student loan debt that I have collected over the three years of law school.
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A mid-twenty something with an armfull of student loan debt, credit card bills, and a will to survive it all.
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About Me and Disclaimer
- pennypincher
- I graduated law school two years ago with a pretty heavy load of student loans. I have recently been addicted to reading blogs with money saving tips and have decided to start one of my own to crystalized my saving goals for 2008. Disclaimer: I am not a financial advisor or guru and as such this blog is for personal satisfaction.
1 comment:
I think your budget looks great! Good for you for putting so much in savings each month, even more than you pay in rent! That's impressive! I say go with this budget for a couple of months, then you will see where you are falling in different categores, you may need/want to adjust some things then. Looks good to me though. Great work!
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